# Gurman Wealth Management, Inc.

> Boutique retirement, tax-efficient, and wealth-preservation planning firm. For over 35 years, founder Jeff Gurman has helped families build tax-efficient retirement income, protect their assets, and plan across generations.

## About
- Founder: Jeff Gurman, Founder & CEO
- Experience: 35+ years serving clients (since 1990)
- Approach: Client-first planning. Ninety-five percent of the families served are introduced by CPAs, attorneys, and existing clients. Many relationships span decades and generations.
- Focus: Retirement planning, tax-free retirement income, asset protection, long-term care, estate planning support
- Phone: (310) 417-9040

## Pages
- Home: https://gurmanwm.com/
- Insights (articles): https://gurmanwm.com/insights.html
- About Us (story + team): https://gurmanwm.com/team.html
- Comfort Calculator (tool): https://gurmanwm.com/comfort-calculator.html

## Services
- 3-Buckets to Build Wealth: Rebalancing tax toward tax-free accounts to maximize wealth and retirement income. The three buckets are the Tax Now Bucket (taxable), the Tax Later Bucket at an Unknown Rate (tax-deferred), and the Tax Never Bucket (tax-free).
- Tax-Free Retirement: Strategies designed to create retirement income that is not eroded by future taxes.
- Comprehensive Planning: A coordinated, full-picture plan across income, taxes, estate, and asset-protection strategy.
- Asset Protection: Planning to shield wealth from lawsuits, creditors, and unnecessary risk.
- Income for Life: Strategies designed to provide dependable income throughout retirement.
- Plan With Our Tools: A tax-free income estimator and a Comfort Calculator to explore your numbers.

## Key Concepts
- Tax-efficient retirement planning: Structuring income to reduce taxes paid in retirement by balancing taxable, tax-deferred, and tax-free sources.
- 3-Buckets approach: Organizing money into three tax categories (Tax Now, Tax Later at an Unknown Rate, Tax Never) for flexible, tax-efficient income and liquidity.
- Asset protection: Shielding accumulated wealth from lawsuits, creditors, and market downturns, especially important near retirement.

## Team
- Jeff Gurman, Founder & CEO
- Jake McGowan, Associate Advisor
- Tanvi Vaidya, Paraplanner
- Siamak "Mack" Keyvani, Associate Retirement Strategist

## Disclosure
Information provided is for educational purposes only and is not investment, tax, or legal advice. Gurman Wealth Management, Inc. is a financial consulting firm; insurance products are offered by Jeff Gurman and other licensed insurance agents, not by Gurman Wealth Management, Inc. Neither the firm nor its agents offer investment advice, but may refer clients to unaffiliated investment advisers. Insurance is offered only in states where the individual agent is licensed and appointed.

## Contact
- Phone: (310) 417-9040
- Address: 6601 Park of Commerce Blvd, Boca Raton, FL 33487
- Website: https://gurmanwm.com